Are You Looking To Buy Your First Home?

Free Services Are Available To You!

FREE Mortgage Consultation. Here’s your opportunity to review how lenders evaluate a mortgage application. You’ll receive a description of housing and debt ratios and how ratios differ from one loan program to another. Most importantly, you will be able to evaluate which loan program is most suited to your current needs. This service is available via teleconference or personal meeting.
 

FREE Pre-Approval. A pre-approval provides you with peace of mind and a true understanding of costs. It also makes your purchase offer more competitive and more attractive to the seller.
 

FREE Pre-Qualification. Find out about mortgage choices, monthly mortgage payments, and closing costs. While not as exacting as a pre-approval, this process still provides you with comfort of knowing what your future will be.

FREE First Time Homebuyers Kit. I have made a kit available to give you beneficial information about purchasing a home. Included in the kit is

information on budgeting, pamphlets on down payment assistance programs, and so much more.
 

FREE Credit Report. When utilizing any of the above free services, you will be entitled to a free credit report.
 

FREE Estimate of Closing Costs. You’ll know just how much money you’ll need before you purchase or refinance. Closing costs do vary according to lender and program, so comparing interest rates doesn’t always give you the full story.
 

FREE Loan Option Analysis. Statewide Lending offers hundreds of different mortgage programs. We will be able to give you examples of how to lower your rate, how to lower your down payment, and how to save on closing costs from among all these programs. I have saved consumers hundreds of thousands of dollars by helping them understand their options.
 

FREE Rent-vs-Buy Analysis. We can help renters understand the true benefits of home ownership. Avail yourself of this opportunity at no cost or obligation.
 

FREE Amortization Schedules. I can provide you with various amortization schedules to show you how each mortgage payment breaks down between principal and interest. If you would decide to pay extra on your mortgage, I can prepare a schedule that shows how fast the mortgage will be paid off.
To schedule a personal meeting, or to just ask questions, phone us at (717) 464-6950. You may also contact us by clicking here.
 

More helpful information:
 

Pre-qualified vs. Pre-approved
There are Several Things You Can Do To Make Buying A Home Easier
Thinking About Buying Your First Home?
Home Buying Checklist
Home Buying Down Payment Options
Questions To Ask Yourself When Buying Your First Home
Down Payment Assistance Programs
Choosing A Realtor
Homeownership: A Tremendous Hedge Against Inflation
Still Paying Rent?
What Happens At Settlement/Closing?
 

Also, if you have questions about your credit, you can visit our credit 101 pages.

Classic Mortgage Services is located at 2929 Willow Street Pike in Willow Street, PA 17584

You can reach them by phone at (717) 464-6950, fax at (717) 464-6922, or by clicking here.

Classic Mortgage is a equal housing lender and is licensed by the PA Dept. of Banking.

Classic Mortgage is an equal opportunity employer.